Buy cryptocurrency securely with Ledger
Ledger helps you buy Bitcoin, Ethereum, and hundreds of tokens through trusted partners and store them safely with hardware-backed security. Move from purchase to custody in a few clear steps — no compromises on safety or control.
How buying crypto with Ledger works
Ledger provides an integrated experience that connects you to licensed payment partners so you can purchase crypto with bank transfers, credit/debit cards, or instant payment rails depending on your region. After purchase, you can hold assets in a custodial partner (short-term) or transfer immediately to your Ledger hardware wallet for true self-custody.
1. Choose asset & amount
Select the cryptocurrency and enter how much you want to buy. Ledger’s interface helps you compare supported assets and fees so you can make an informed choice.
2. Select payment method
Pick from available payment options: bank transfer (lower fees), card (faster), or other local rails. KYC may be required by our partners depending on transaction size and your jurisdiction.
3. Complete purchase via partner
You’ll be redirected to a licensed, secure partner to complete payment and identity verification if required. Partners maintain compliance, offer refund policies, and provide real-time exchange rates and liquidity.
4. Secure in your wallet
After the purchase completes, transfer assets to your Ledger device (recommended) or hold with the partner temporarily. We always recommend moving long-term holdings into hardware custody where keys remain under your control.
Payment methods & options
Different partners support different payment rails. Availability depends on your country and regulatory environment. Below are common options and what to expect.
Bank transfer (ACH / SEPA / Wire)
Lower fees, good for larger purchases. Transfers can take from near-instant (SEPA instant) to several business days (international wires). Usually requires a linked bank account and sometimes identity verification.
Credit / debit card
Fast and convenient for smaller purchases, though fees are typically higher. Card purchases often support instant settlement, letting you move funds quickly into your wallet.
Apple Pay / Google Pay
Available in some regions for quick card-backed purchases. Convenience comes with card-level limits and partner-specific fees.
Local payment rails
Depending on your country, partners may support local methods (e.g., EFT, Interac, Instant EFT) with tailored fee and settlement profiles.
Note: Partners require KYC (Know Your Customer) checks in many jurisdictions. Ledger does not collect payment details directly — partners handle payment processing and identity verification according to local law.
Security: from purchase to custody
Purchasing crypto safely is only one part of the journey. Ledger emphasizes two principles: partner trustworthiness and hardware-backed custody. Use licensed partners for payments and always move long-term holdings into your Ledger device.
Partner vetting
Ledger integrates with partners that meet compliance, security, and liquidity criteria. Partners keep payment data and exchange operations separate from your private keys.
Protecting your recovery seed
When you create a Ledger device, you receive a recovery seed. This seed is the master backup to restore your funds. Ledger provides guidance on secure storage — never type your seed into websites, never share it, and consider metal backups for long-term durability.
Immediate transfer & confirmations
After a purchase, transfer assets to your Ledger device and verify on-device addresses before sending. The device displays the receiving address for you to confirm; this prevents malware from swapping addresses on your computer.
Phishing & social engineering
Beware of fake offers, impersonation, or browser pop-ups asking for your seed or private keys. Ledger support teams and official partners will never ask you to reveal your seed or enter it into a website.
Fees, limits & timing
Fees and limits depend on your chosen partner, payment method, market liquidity, and region. Card purchases typically charge higher fees but settle faster. Bank transfers usually have lower fees and may take longer. Partners show all fees and expected timing before you confirm the purchase.
FAQ — common questions
A: Often yes. Partners follow local regulations; small purchases may have lower thresholds but expect identity verification for larger transactions. Q: Can I buy crypto directly into my Ledger device?
A: You can choose to have partners send purchased crypto directly to your hardware wallet address. Make sure to verify the receiving address on your device before confirming the transfer. Q: Are card payments reversible?
A: Purchases processed via card are not typically reversible once the transaction has settled on-chain. Check partner refund policies if needed. Q: What if I buy the wrong asset?
A: Crypto transactions are irreversible. Double-check the asset and receiving address before confirming. If the partner offers an on-platform custody period, consult their support for potential solutions.
Ready to buy with confidence?
Start by choosing a trusted partner and a secure destination for your funds. If you plan to hold long-term, transfer immediately to your Ledger hardware wallet — keys remain under your control. Ledger provides step-by-step guides to make the process simple and secure.